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Your next product line runs on Pylon’s mortgage rails

Launch mortgages in weeks on Pylon’s AI-native, API-first platform. We handle everything from application to settlement, while you focus on delighting customers.

Hero fintechs section
8591
1
6010
0
8078
8
+
bps better pricing
3641
1
complete platform for mortgage
7907
7
7954
4
%
lower cost to originate

Why fintechs are building on Pylon

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Revenue, not overhead

Launch a full mortgage product without building a mortgage operation. Pylon handles origination end to end, all via API.

PaintBrushHousehold
Embedded experiences

Deliver instant, self-serve credit decisions with soft credit pulls and transparent pricing in fully customizable, embedded flows.

ChartLineUp
Better pricing and margins

Get lender-grade pricing and boost your margin with direct Wall Street access, without middlemen, markups, or compromises.

ShieldPlus
Fully managed risk

Pylon reps & warrants every loan into the capital markets and encodes compliance into every file to ensure full coverage.

Custom products built on your data
Custom products built on your data

Define what mortgage looks like for your platform. Use your existing customer data to fast-track application and information collection, and innovate with custom loan products that cater to your audience.

non del reps and warrants
Automated, always-on compliance

Minimize and manage risk with Pylon’s automated compliance system. We ensure full compliance across the entire origination process, letting you focus on growing your mortgage program with confidence.

Intelligent loan structuring
Intelligent loan structuring

Pylon evaluates every loan scenario in real time to surface the best option for each borrower, whether it’s the lowest monthly payment, out-of-pocket cost, or best interest rate.

Support for crypto backed mortgages
Support for crypto-backed mortgages

Pylon is the only provider with a crypto-asset depletion underwriting model, enabling you to serve high-net-worth crypto users without custom infrastructure or repurchase risk.

One platform, from application to settlement

We’ve replaced the industry’s fragmented origination stack with a unified, API-driven platform built for the future of mortgages.

Intake Our application validates eligibility against investor guidelines, verifies income and assets, and delivers a maximum preapproval amount.

Why build on Pylon's mortgage rails?

Build yourself
Time to launch
Weeks
12-18 months
Loan origination approach
Automated end-to-end
Subject to development timeline
Origination stack
Single, integrated platform
Many providers & integrations
Borrower experience
Customizable, embedded, branded
Manual build
Pricing competitiveness
Aggregated execution
Function of total ecosystem
Limited execution
Function of your scale
Operating cost model
Variable, lean, scalable
Fixed, headcount-heavy
Credit decision timing
Instant
Product coverage expanding
1-3 days or more
Intelligent loan structuring
Rep & warrant risk
Zero*
Pylon reps & warrants every loan
High
You hold the liability

Ready to get started?

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